Ray Perman was a journalist in London and Edinburgh for thirty years. He was a co-founder of the business magazine Insider Publications and was Chief Executive of Scottish Financial Enterprise from 1999 to 2003. In 2011 he was appointed Chairman of The James Hutton Institute, the first institute of its type in Europe dedicated to making new contributions to the understanding of key global issues such as food, energy and environmental security. Ray Perman is the author of The Man Who Gave Away His Island: A Life of John Lorne Campbell of Canna (2010) and Hubris: How HBOS Wrecked the Best Bank in Britain (2012). Since 2014 Ray has been the director of the David Hume Institute.